Association Capital Bank, a Division of Texas Capital Bank is committed to protecting your financial privacy, just as we protect your financial assets. This notice describes our Privacy Policy and the measures we take to protect the privacy of your non-public personal information. We do not disclose non-public personal information about you to anyone except as permitted by law.


Association Capital Bank's Terms and Disclosures


Association Capital Bank's Privacy Notice


The Board of Directors, management and staff of Texas Capital Bank, N.A. are committed to the practices of fair lending.  It is the policy of this Bank to make credit products available to all applicants who meet our credit standards in a fair and consistent manner within the confines of safe and sound banking practices.

Texas Capital Bank, N.A. does not discriminate against any credit applicant on the basis of race, color, religion, national origin, marital status, age (providing the applicant is of legal age and has the capacity to enter into a binding legal contract), sex, disability, familial status, receipt of public assistance, or if the individual has exercised in good faith any right under the Consumer Credit Protection Act, or any other prohibited basis.

Texas Capital Bank, N.A. complies with all fair lending laws and regulations, including the Equal Credit Opportunity Act (ECOA), the Home Mortgage Disclosure Act (HMDA), the Fair Credit Reporting Act (FCRA), the Fair Housing Act, and the Community Reinvestment Act (CRA).


Association Capital Bank, a Division of Texas Capital Bank, (“Bank”) strives to provide a safe environment for employees, customers, vendors and visitors. Association Capital Bank continues to maintain and update effective security programs to protect against a variety of operational and transactional risks, including crime, fraud and natural disaster. Many laws and regulations intensify regulatory attention on the Bank’s risk management program and controls in place to guard against threats.  As threats to security change and technology improves, it becomes necessary and essential for our systems to be upgraded to maintain a secure operating environment.

Our physical facilities, both branch and office locations, are an integral part of our security protocol to ensure maximum safety for employees and customers. Corporate Security has an experienced Chief Fraud Investigator. Fraud issues occasionally contain a criminal component and it is our procedure to investigate and prepare documentation for potential prosecution and/or asset recovery.

Association Capital Bank is committed to protect customer assets and the assets of the “Bank.” We take pride in our security culture and management support to provide the utmost assistance to our customers and employees in this endeavor.   

Neal Baker
Chief Fraud Investigator